This is 12th of October, I am writing this posting with fed up to send few amount of money to my friend on his US Bank Account. My friend live in USA for a long time. He is one of my school friend and his birthday is today 12th October. I had a plan make him surprised by sending a gift from Bangladesh. So I decided to buy some gift for him from any online shop of USA and pay the bill with my International VISA Gold Credit Card. This plan was in my mind on 1st of this Month. Story begin from here...
I log on to Amazon (http://www.amazon.com/), spend a lot of time to select a gift for him. I was really happy to find a perfect gift for him living USA. After selecting the gift my bill was only USD$459.95 , to little amount to say. When I proceed to checkout I enter my payment option. What the hell was it, Amazon saying my card is invalid! I called to 24/7-call center of my Credit Card Issuer Bank, no reply! Nothing to say. I have to wait for next day.
Next day, I rush to the nearest branch of Bank and found my so-called 'International Credit Card' need to be activated by making an endorsement on my passport. Ok, I gave my passport to bank counter, make the endorsement and return home. After doing all above formalities, I return to Amazon and put the credit card information. It was seems working at that moment. After a few minute, I got an email that my Bank has denied the card! Again no reply from my Bank! Nothing to day until holiday is over. So I went out with my car to get some fuel for a long drive. I took tank top of Octane and make the payment via that credit card, which I used in Amazon.
Now it is my time to be surprised. The payment terminal is rejecting my Card!!! I have to give another card for that payment and return home with a lot of surprised, sorrow and helpless.
After the holiday, in first working day, I went to my credit card issuer bank and found that so-called ‘International Credit Card’ is not for use on any online transactions. I have to be physically on foreign country to use that card.
This is my total experience on making a small amount of foreign currency via Internet. Later I got to know that Bangladesh Bank has little restriction on sending money to aboard without filling criteria. I knew it that Bangladesh Bank’s has restriction to send remittance without any formalities from them. But it was really funny that after getting an International Credit Card, enabling it by endorsement on passport I still under the barrier to send money from Bangladesh.
As my all plan of payment via credit card failed, I tried in our local way, by visiting Bangladesh Bank’s office to send few amount for that gift. It was another painful history. It is too night now. I need to be in bed. I will write the painful history of Bangladesh Banks Remittance Policy on other post.
Bye for now.
Good Day, sorry, Good Night.
Note: This post suppos to be in location: Why Bangladesh Bank Not Allow to Send Remittance (Send Foreign Currency Aboard) ?
6 comments:
Because I occasionally go abroad, so I face problem. I saw my indonesian colleague could purchase online with his credit card. In Standard Charactered Bank's web site I recently saw that they were providing travel card that supports online payment, but when I checked at the counter, I was told that they didn't provide that service anymore
Dear Mr. Ferdous Khan,
Thanks for your comments on my posting related to 'Remittance from Bangladesh'. In my posting, I didn't wanted to mansion any bank's name but as you have already mansion one banks name, I have to say something about the service of "Standard Charactered Bank's" Credit Card. My question is why bank's official website inform visitor that they allow 'Online Payment' but Counter Deny this Service ? Can you please post the Link (URL) of "Standard Charactered Bank's website" showing that they allow travel card with supports of Online Payment? Thanks for your Time to Response. I will write more on this subject on my another posting in URL: http://blog.bauani.org/2008/10/standard-charactered-banks-credit-card.html
http://www.standardchartered.com/bd/cb/prepaid/index.html
It says travel card can be used in ATM and outlets that supports 'visa cards online'. Now when you purchase from online, that is also an outlet supporting 'visa online', right? If yes or no, bank still needs to change its web site as they don't sell that card anymore
I have start writing on 'Experience of using Standard Chartered Bank's Credit Card Service in Bangladesh. Today I posted only one of their call center reply on my post. Will Write more very soon...
Yes Mr. Ferdous Khan, please see one of my posting related to Standard Chartered Website Gives False Information. Yes, I said FALSE information, when they promote their product on Internet and truly they don't provide that service, what can we call it ?
This is truly a barier of Bangladeshi Citizen. So, someone please ask to the bangladesh Bank about that. so that we can get removal from the darkness. Good time, every body.
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